Bankruptcy is not an end, it is a fresh beginning. At the Law Offices of John Schmidt & Associates, PLLC, we help our clients to understand there is no shame associated with filing bankruptcy.
Quite the contrary. The ability to file bankruptcy is one of the oldest legal consumer protections available, actually dating back to the first article of the constitution. The founding fathers provided bankruptcy specifically to allow individuals a way to recover from financial difficulty and to regain their standing in society.
Congress has updated US bankruptcy laws many times over the years in order to provide more extensive protections for personal property, as well as significant assets such as a home or car. Recent changes provide options that allow you to keep more of your personal property and possessions, as well as protecting your home, car(s) and other assets one might wish to keep through bankruptcy.
There Are Many Reasons Good People Find Themselves in Challenging Financial Positions
In today’s world there are several factors that are putting pressure on the family budget and sometimes it is better to realize bankruptcy is not an end and it’s time to seek a fresh start. Bankruptcy was designed to provide an opportunity for our citizens to get through challenges and back on their feet after a financial setback.
There are few things in life as challenging and exhausting as financial problems. Bankruptcy will not leave you destitute and homeless but is designed to help put you in a position to rebuild genuine financial strength and get back on your feet as soon as possible. There are a multitude of reasons in this day and age why good people find themselves overwhelmed by debts they struggle to meet.
Bankruptcy is Not an End – But Which Type of Bankruptcy is Best for Your Unique Situation?
A Chapter 7 bankruptcy allows you to discharge most or all of your debt and get a fresh start. A Chapter 13 bankruptcy provides the opportunity to keep what you have and simply restructure your debts. The first step is a simple conversation with our caring staff, and the peace of mind it provides can help you to move forward in a positive way.
Let’s start a conversation. We will review your financial circumstances and develop a sound strategy for resolving them in the best possible way for you. Bankruptcy is not an end, it is a fresh start. There is no reason to continue to carry heavy financial burdens. Seek the advice of our experienced and proven team who will help to answer your questions, solve those challenges and move forward.
Contact the Law Offices Of John Schmidt & Associates, PLLC
We invite you to contact us via e-mail, schedule an appointment or call us today at (502) 509-1490 to get the answers you need and relief from financial challenges and creditors.
