Are you searching for a personal bankruptcy attorney in Shepherdsville, Mount Washington or anywhere in the Bullitt County or Louisville area? John Schmidt has more than 25 years of experience providing legal counsel and representation for financial reorganization through a Chapter 7 or Chapter 11 bankruptcy.
Bankruptcy isn’t something to be ashamed of. It is a fresh start that is genuinely designed to provide US and Kentucky citizens with the opportunity put a stop to creditor harassment, garnishment and even liens and make a fresh financial start.
Bankruptcy is still the best and only way to reorganize, have part or all of your debts discharged and to return to a position of financial health with a clean slate. Are you being harassed by creditors who never seem to stop calling, texting or emailing? The Law Offices of John Schmidt & Associates PLLC and your personal bankruptcy attorney John Schmidt are here to help put a stop to all of the “noise” and work with you to preserve what is important and restructure your financial picture.
There are specific steps that must be taken. Ask about the required credit counseling prior to filing for bankruptcy as well as the type of financial management course that will be required after filing for bankruptcy.
There are two primary options you will consider with your personal bankruptcy attorney John Schmidt: a Chapter 7 bankruptcy or Chapter 13 filing. There is a “means test” which will compare your averaged income for the six months prior to the bankruptcy to the median income for the State of Kentucky. This important test will help to determine if it is possible for the applicant to consider a Chapter 7 filing or if a Chapter 13 will be required.
Once your bankruptcy is filed, your creditors must put an immediate stop to all of their harassing calls, texts and e-mails and associated collection tactics.
Are you longing to restore peace in your home and regain a sense of control and possibility regarding your financial future? Is it time to stop worrying about some non-existent stigma surrounding bankruptcy and to talk with your personal bankruptcy attorney at The Law Offices of John Schmidt & Associates PLLC?
We are here to help answer your questions, evaluate your unique circumstances and work with you to develop the right strategy to get things headed in the right direction. We invite you to contact us via e-mail, schedule an appointment or call us today at (502) 509-1490 to get the answers you need and relief from financial challenges and creditors.