Why do I need a personal injury lawyer if I’ve been involved in a car accident, motorcycle crash, or any accident involving a truck or rideshare? What can a lawyer do for me that I can’t do for myself? Doesn’t a lawyer require a fee?
Important takeaways about why do I need a personal injury lawyer:
- EVERY insurance company representative has one job, and one job only if you’ve been injured in a car accident – to get you to accept the lowest possible payment for your injuries as soon as possible after the accident.
- The insurance work to get your car fixed will be over-the-top, and fast. Why? The cost of fixing your car is almost always less than 10% of what they are required to pay under the policy and the law for your injuries. The REAL financial payout isn’t for your car, it’s what they must provide as compensation for every expense associated with your injuries, up to now, and in the future. You get one shot to settle a personal injury claim. This isn’t “pay as you go.”
- Several studies, including one by the insurance industry themselves, show those who are represented by an attorney get substantially more than those who represent themselves (like 5X to 8X more); and your attorney has the leverage to negotiate on your medical bills to reduce what is owed so that you can keep more to help cover your needs in the future.
From Superhero to Superdud – The Reveal of Who Insurance Representatives Really Are
I can hear you asking, “Yes, but why do I need a personal injury lawyer after I’m injured in an accident?” One of the most important facts about the insurance surrounding any motor vehicle accident is this:
In the vast majority of cases involving any motor vehicle collision, the cost of repairing your vehicle is a small percentage (like 10% or less) of the actual personal injury settlement owed to you by your insurance company and the insurance of the person(s) responsible for the accident. This explains why the insurance adjusters work so hard, and so fast, to get your car repaired as soon as possible and looking like new, and to make sure you have transportation until your car is ready. They know this is the smallest expense they face, and if they can gain your trust be being a superhero on getting your car repaired, then you will trust them when it comes time for the real battle: the amount required to settle all of your past, present and future medical expenses, any time you’ve been forced to miss from work, loss of future income due to disability from the accident, modifications to your home and/or vehicle(s), as well as full, fair, and just compensation for having to suffer your injuries and recover from them.
This is where “Superdud” is revealed. The first offer of the insurance company will be a fraction of what they actually owe you under the law and their own insurance policy. This is why you need an experienced personal injury lawyer.
My name is John Schmidt, and after more than 20 years experience as an attorney based in Shepherdsville and serving all the communities of the greater Louisville region, I can tell you you will only have one opportunity to resolve, settle, or seek a trial verdict regarding your valid personal injury claim. The insurance company doesn’t pay your bills as they come up. Therefore, any settlement must reflect every amount you are owed, past, present and future, for not only your vehicle, but all of your medical expenses associated with this injury for the rest of your life as well as the impact your injuries will have on life going forward, time missed for work, any modifications required to your home or car, as well as full, just and fair compensation for having to endure your injuries and recovery.
I will fight hard to make sure you receive that full, fair, and just settlement you deserve. Multiple studies have shown you will receive far more, and have more for the future if you work with the Law Offices of John Schmidt & Associates than if you attempt to handle your personal injury claim on your own. “Why do I need a personal injury lawyer after I’m injured in an accident?” Because the insurance industry is not here to provide the maximum amount required to cover everything you are owed under the policy and the law. They are here to get you to settle for the smallest amount possible, and sooner, rather than later. I will fight to make sure your receive every cent you are owed under the law and the terms of all available insurance policies.
We invite you to contact us via e-mail, schedule an appointment or call us today at (502) 509-1490 to get the important advice and counsel required to protect your personal injury claim and achieve full and fair compensation for having to endure and recover from your injuries.
