Shepherdsville Chapter 13 Bankruptcy Attorney Secures Debt Relief For You
Discharge your debts by working with a Shepherdsville Chapter 13 lawyer
As Kentucky natives ourselves, the bankruptcy attorneys of the Law Offices of John Schmidt & Associates PLLC understand the pressures that debt puts on Louisville citizens.
My name is John Schmidt and after more than 25 years of experience with bankruptcy, we can give you friendly, trustworthy guidance in working through the Chapter 13 bankruptcy process to get you out from under your debt and on the road to a fresh financial future.
Chapter 13 bankruptcy clears debts from major expenses and loans
Unlike Chapter 7 bankruptcy, Chapter 13 bankruptcy can allow you to clear many of your debts while keeping more of your property.
This “wage earners bankruptcy” allows you to put a stop to the foreclosure of your home and protect your car(s) and other assets while you catch up over a 3 to 5 year period.
When you file for Chapter 13, you work with our Shepherdsville bankruptcy lawyers to create a repayment plan for your debts. The plan enables you to use your income to pay off your loans and eventually become debt-free.
Consider filing under Chapter 13 if you have debts from the following types of situations:
Mortgages
Vehicle loans
Foreclosure
Lawsuits
High interest loans
Payday loans
At the Law Offices of John Schmidt & Associates PLLC, we understand that you have questions about your debts and your property. We work with you personally to ensure you understand which exemptions you’re entitled to claim and which debts you must still pay off. We believe that an informed client is a satisfied client, so you’re always kept in the loop about what’s happening with your case.
Our Shepherdsville bankruptcy attorneys use their knowledge of bankruptcy law to achieve positive results
You may be nervous about filing for bankruptcy due to the stigma that is sometimes attached to it, but you can trust in our bankruptcy lawyers to guide you through the process with patience and care. With our assistance, you achieve positive solutions such as:
Maintaining your possessions. We prevent repossession, allowing you to keep your home and property.
Debt relief. Our lawyers stop harassment by creditors and let you enjoy a debt-free future.
Financial guidance. After you file for bankruptcy, we give you advice for rebuilding your credit and avoiding major debt in the future.
We invite you to contact us via e-mail, schedule an appointment or call us today at (502) 509-1490 to get the answers you need and relief from financial challenges and creditors.