Does car insurance cover a passenger injury claim in Louisville and the surrounding communities of Shepherdsville, Mount Washington, Shelbyville, Taylorsville, Radcliff, Elizabethtown, and Jeffersontown Kentucky? What happens when a passenger is injured in a car accident or motorcycle crash in Kentucky?
My name is John Schmidt and after more than 25 years of service and extensive experience in personal injury cases I can tell you an injured passenger almost always has a valid personal injury claim. If you are a passenger who has been involved in any type of motor vehicle collision, it is important to see a physician within 24 to 48 hours of the accident – even if you don’t think you are hurt.
Why do you need to see a doctor, even if you feel fine? The primary reason is even minor collisions involve substantial forces that can injure parts of your body that will take weeks or even months before symptoms develop. It is not unusual for someone who feels fine in the hours and days after a motor vehicle accident to be flat on their back, unable to move (much less work) 3 to 4 weeks later. I’ve seen it too many times. Go see a doctor.
The second reason to see a doctor is to make sure you can file a personal injury claim. If you don’t see a doctor the responsible insurance company will say something to the effect of “you never even needed to see a doctor in the days after the accident. You injured yourself somewhere else and you’re just trying to use the accident as an excuse to cover your medical expenses.” Unfortunately, many legally and financially valid personal injury claims cannot be enforced simply because the injured party did not see a doctor within 24 to 48 hours of the accident. See a doctor, even if you think you aren’t injured.
When does car insurance cover a passenger injury claim? The short answer is: pretty much every time. If you have been injured in a car accident or motorcycle crash as a passenger you can file a personal injury claim. You should be fully and fairly compensated for not only all of your past, present and future medical expenses, but also any missed work, the cost of any modifications an injury may require to your home or car as well as compensation for having to endure your injuries, the process of recovery and the short and long-term impact of those injuries on your life.
The Law Offices of John Schmidt & Associates will handle all of the work for you. We guide you at every step of the process and work to make sure you receive just compensation for your injuries. It is important for you to call us immediately at (502) 509-1490 for a free, thorough consultation. There is a lot you will need to know going forward.
One of the most important things to know is kind of opposite of the way most of us naturally think. Most people want to assure their family, friends, coworkers and social media connections they are alright after an accident. This is a mistake that can and will be used against you by the responsible insurance company to reduce or eliminate your personal injury settlement.
There is a lot you need to know, including not to speak with the insurance adjusters themselves. Insurance representatives seem extremely concerned and friendly. However, you need to know they have one job, and only one job: to get you to settle as quickly as possible for the lowest amount possible. Period.
This is simply not in your best interest, period.
Does car insurance cover a passenger injury claim in Jefferson, Bullitt, Hardin, Spencer, Shelby and Oldham counties in Kentucky? The short answer is: yes! But you will need to know what steps to take to protect your health and best interests. We invite you to contact us via e-mail, schedule an appointment or call us today at (502) 509-1490 to get the important advice and counsel required to protect your personal injury claim and achieve full and fair compensation for having to endure and recover from your injuries.
