[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/johnschmidtlaw.com\/the-difference-between-chapter-7-and-chapter-13-bankruptcy-options\/#BlogPosting","mainEntityOfPage":"https:\/\/johnschmidtlaw.com\/the-difference-between-chapter-7-and-chapter-13-bankruptcy-options\/","headline":"The Difference Between Chapter 7 and Chapter 13 Bankruptcy Options","name":"The Difference Between Chapter 7 and Chapter 13 Bankruptcy Options","description":"What is the difference between chapter 7 and chapter 13 bankruptcy.  Neither chapter is better, they are simply different.  It is really a choice between developing a plan to restructure your debt and work through it or to effectively start over.     Ultimately what many people really need is known as a \u201cdischarge\u201d \u2013 a […]","datePublished":"2023-10-18","dateModified":"2023-10-31","author":{"@type":"Person","@id":"https:\/\/johnschmidtlaw.com\/author\/knight1\/#Person","name":"John Schmidt","url":"https:\/\/johnschmidtlaw.com\/author\/knight1\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5757740a61d4688d51fb8bfa6b5aebda1790e512994a58cf078a8b0a2eb38432?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5757740a61d4688d51fb8bfa6b5aebda1790e512994a58cf078a8b0a2eb38432?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Law Offices of John Schmidt & Associates, PLLC","logo":{"@type":"ImageObject","@id":"https:\/\/johnschmidtlaw.com\/wp-content\/uploads\/2024\/04\/Logo-Law-Offices-of-John-Schmidt-Associates-PLLC.jpg","url":"https:\/\/johnschmidtlaw.com\/wp-content\/uploads\/2024\/04\/Logo-Law-Offices-of-John-Schmidt-Associates-PLLC.jpg","width":342,"height":70}},"image":{"@type":"ImageObject","@id":"https:\/\/johnschmidtlaw.com\/wp-content\/uploads\/2023\/10\/iStock-1337772208.jpg","url":"https:\/\/johnschmidtlaw.com\/wp-content\/uploads\/2023\/10\/iStock-1337772208.jpg","height":483,"width":724},"url":"https:\/\/johnschmidtlaw.com\/the-difference-between-chapter-7-and-chapter-13-bankruptcy-options\/","about":["Bankruptcy"],"wordCount":494,"keywords":["bankruptcy","chapter 13","chapter 7","exemptions"]},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"The Difference Between Chapter 7 and Chapter 13 Bankruptcy Options","item":"https:\/\/johnschmidtlaw.com\/the-difference-between-chapter-7-and-chapter-13-bankruptcy-options\/#breadcrumbitem"}]}]